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About MHAF
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About EHHAF
Closing Cost Assistance For Military and Veteran Families
Military Housing Assistance Fund (MHAF) helps with our closing cost gifts for military members and veterans.
MHAF assists active military and veteran families by providing them with closing cost gift funds to assist them with purchasing a home. 69% of all Americans own their own home. Unfortunately, our men and women in uniform are being left behind. In a Rand Corporation study, it was found that only 27.3% of military families own their own home. In this same study, when asked why, nearly half said that it was because they could not afford to do so. That’s why our closing cost assistance program is designed to help cover the closing costs for our nation’s heroes when they purchase a home.
Ask about our special allowance for gift funds to contribute toward refinance closing costs!
Please note: Our services are not available in AK, OH, or NY at this time.
Please note: for home buyers only, we do not offer rental assistance.
How Our Program Works
Military Housing Assistance Fund was created in 2004 with a mission to help our nation’s military heroes with their home purchases. Since our founding, we have helped thousands of families get into their dream home, and in the process we have given out hundreds of thousands of dollars in gift funds to help cover closing costs.
Over the last 19 years we have recruited, interviewed and trained a national network of passionate, dedicated real estate agents and mortgage lenders who appreciate the sacrifices military heros and their families make for this great nation.
By having this network in place, we are able to specialize in the home purchase process for military members. Our entire team is assembled with the goal of providing you with gift funds to cover your closing costs.
Common Questions
Is MHAF some sort of scam?
We have developed a network of licensed, highly-experienced real estate agents and lenders who are a part of this program because they want to give back to our nation’s heroes.
How does MHAF work?
This highly-experienced, and highly-specialized network allows us to connect you with a team who will do everything they can to secure closing cost assistance funds for you during your home purchase.
To get started, you must submit an application here. Then, you will have an orientation conversation with an MHAF agent, who will explain the full and complete details of the MHAF program. Once that conversation has been completed, they will move your application to the next step and assign your lending team to get the pre-approval process completed. Once the pre-approval letter has been issued, you will be assigned a real estate agent in the area in which you are wanting to make your home purchase.
How do I get my money?
Keep in mind, our program is designed to return gift funds to you, in the form of a reimbursement check after a home purchase. Historically, when the funds have been given before the closing, if for any reason the transaction does not close, the funds have never been returned. Like any other real estate purchase, you will be responsible for down payments, pre-paids, inspection fees, and earnest money.
What money do I have to pay?
The program costs you nothing to utilize. The grant funds are free, never have to be repaid, and the services are completely free.
Once again, you will be responsible for down payments, pre-paids, inspection fees, and earnest money just as you would with any standard real estate purchase.
Our approved lenders will be very open and transparent with you about the costs associated with your home purchase, and any out-of-pocket fees you will have to cover during the home-buying process.
Can you guarantee that I will get a certain amount of money?
We have a very high success rate of our clients not having to contribute any of their own funds toward their actual closing costs, but we cannot promise this with every purchase. In many cases, you can end up with surplus funds from MHAF with which you can do as you please.
What if I have bad credit?
What if I already have an agent or a lender?
As such, we cannot offer the same assistance and results if your real estate agent or lender are outside of our network and are not trained or approved to work with the program.
What is your affiliation with the military?
However, we have been invited by the Secretary Of Defense to be members of ‘America Supports You’ program, which is a network of organizations that support military families. Our services are available to members of the military, guard, reserve, civilian employees of the military and Veterans.
Are you a non-profit?
MHAF is a 501 (c) (3) non-profit organization, formed in 2006 for exclusively charitable and educational purposes.
Military Housing Assistance Fund (MHAF) is working to promote and assist home ownership in an effort to create strong, vibrant communities for our military families by inspiring lifestyle choices that encourage health and promote healthy neighborhoods and schools.
Thank you!
We appreciate your interest in MHAF! You can help us reach more of our military families by passing on the word about our program to a friend. This program is very beneficial to our military families and with your help, we can reach out to more of our soldiers who could take advantage of this assistance.