Category : Blog


USMHAF supports military men and women, and their families. We set out to create an infographic that helps you understand a little bit more about our community of soldiers. “The State of The American Soldier” is an infographic that takes a look at American soldiers in 2012-2013. Please join us in supporting soldiers everywhere by sharing this infographic on your blog or website (embed code is provided below).

2013 State of The American Soldier

Thank you to every soldier for their sacrifices and commitment to a free and safe America!

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50+ Incredible Photos of The U.S. Navy

The U.S. Navy is a well-oiled machine, and the backbone of Navy is the soldiers. Yet if you read between the lines, if you look carefully at each photo, you’ll see an entirely different world–filled with compassion and spirit. In this world, sacrifice and honor are part of the daily life–our soldiers give so much, and expect so little in return. Below, are 50 Incredible Photos of The U.S. Navy taken by Navy personnel. We hope you join MHAF in enjoying these Navy Photos and sharing this page with a solider that you admire.





Centennial of Naval Aviation


Centennial of Naval Aviation



Operation Enduring Freedom


ICEX 2011



Odyssey Dawn












Bold Monarch

Continuing Promise 2011


Navy Diver-Southern Partnership Station




Cleared for release by Joint Staff Public Affairs

Continuing Promise 2011

Continuing Promise 2011

Continuing Promise 2011




Navy Diver-Southern Partnership Station







Carrier Classic


Army Navy football game


Whether it is a sports event, a deep sea excursion, a space mission, a foreign operation, or the myriad of other ways that the men and women of The Navy serve our nation, we know they are there. They are there protecting us, fighting for liberty, building relationships, serving and honoring our country. We thank the men and women of the U.S. Navy for their service!

View The Entire Navy Gallery Here

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The Navy
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Memorial Day 2013

Memorial Day 2013


image of America’s Oldest Veteran, Richard Overton (107), who “plans to spend this Memorial Day smoking cigars and drinking whiskey-stiffened coffee, ” via Reddit.

So What’s Memorial Day All About?

Every year, the end of May marks a transition for Americans. We transition out of hibernation and into summer-mode. We break out the barbecues, throw on the sun block, mow the lawn, and pump up the bike tires. Yes, Memorial Day Weekend is the unofficial mark of Summer.


Memorial Day is a Day to Remember

Yet, it’s so incredibly important to remember what Memorial Day is; It is a time to remember those who have served as military men and women. It is a time to honor those lost, and a time to commemorate everything that America stands for. We at the United States Military Housing Association are so grateful for the men and women who serve TODAY and will forever be grateful for the millions of soldiers who have given their lives for our freedom.

Join USMHAF in A Moment of Silence

We ask you to take a moment with us at 3:00pm today to remember those lost, and thank your countrymen for all they have given you. We will be pausing in a moment of silence to remember the men and women who have served to protect our freedom. If you can not do it today, do it tomorrow. If you can’t pause tomorrow, pause EVERY DAY, and remember those who gave everything for your freedom.

We leave you with the wise words of Chief Tecumseh, also known as the Poem from Act of Valor, the movie:

“So live your life that the fear of death can never enter your heart. Trouble no one about their religion; respect others in their view, and demand that they respect yours. Love your life, perfect your life, beautify all things in your life. Seek to make your life long and its purpose in the service of your people. Prepare a noble death song for the day when you go over the great divide.

Always give a word or a sign of salute when meeting or passing a friend, even a stranger, when in a lonely place. Show respect to all people and grovel to none. When you arise in the morning give thanks for the food and for the joy of living. If you see no reason for giving thanks, the fault lies only in yourself. Abuse no one and no thing, for abuse turns the wise ones to fools and robs the spirit of its vision.

When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.”

Military Housing Assistance Fund

The American Dream

Our mission at United States Military Housing Assistance Fund is to help with closing cost grants for military members and veterans. In a competitive housing market, things can get complicated–Military Housing Assistance shouldn’t be one of those complicated things. Listen in as our Founder and other great minds in home-ownership reveal fascinating statistics and insights on realizing the American dream of home-ownership through gifts to defray closing costs.

Military Housing Assistance Fund Radio Interview

Here’s the description via On Guard in Oklahoma:

“On Guard in Oklahoma welcomes the Military Housing Assistance Fund this Thursday, May 16, 2013 at 10am Central time. This non-profit organization is dedicated to helping military families; active duty, guard and reserve to realize the American dream of homeownership through gifts to defray closing costs. We will be joined by Errol Anderson, director of Operations, Michael DeMorato, Loan Officer; and Deanna Raeber, an MHAF partner realtor.

The American Dream is homeownership yet statistics reveal that while 69% of Americans own their home only 27.8% of military families are able to own their home. Military Housing Assistance Fund, a non-profit organization, is dedicating to helping military families realize the dream they defend. Their mission is to expand housing opportunities to active duty military, guard and reserve personnel and to promote the value of home ownership as the foundation for building strong communities and personal security for men and women serving our country in uniform through gifts to defray closing costs. These are true gifts – never paid back.”

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Your Questions About Military Housing Assistance
On Guard in Oklahoma

VA Loans: Your Questions About VA Home Loan Requirements

One reason VA loans are popular is because their requirements are pretty straightforward. First and foremost, you need to look at the duration of your service.

You have to have been on active duty for at least 2 years. However, the rule is 6 years if you were in the National Reserve or Guard, 90 days of active duty if you were called up under U.S.C. Title 10, or 181 days of peacetime duty if you were called up under U.S.C. Title 10.

If you don’t fit into any of those categories, you may still be eligible for a VA loan. POW held in captivity for more than 90 days are eligible, as are spouses who have not remarried after his or her spouse died due to a service related injury.

Now, credit score: fortunately for VA loans, you don’t have to have the best, or even an average credit score to qualify. As long as you can provide proof that you can payback the loan at the end of every month after you factor in your living expenses (utilities, food, etc.), then you are qualified for a loan. However, that being said, VA loans require 41% or lower debt-to-income ratio. Debt includes car payments, credit card payments, student loans, alimony, or a mortgage.

Do you think you are on the edge of qualifying or want more concrete figures and estimates for your area? Don’t worry; you can contact us for more information.