Category : Blog

Happy Veterans Day from Military Housing Assistance Fund

United States Military Housing Assistance Fund is so grateful to the soldiers of the United States who protect our freedom and country. Thank you for your service. Happy Veterans Day from Military Housing Assistance Fund! Below are 10 quotes we love about freedom and America.

United States Military Housing Assistance Fund Top 10 Quotes on Freedom

In Commemoration of Our Veterans

  • “So live your life that the fear of death can never enter your heart. Trouble no one about their religion; respect others in their view, and demand that they respect yours. Love your life, perfect your life, beautify all things in your life. Seek to make your life long and its purpose in the service of your people. Prepare a noble death song for the day when you go over the great divide.

    Always give a word or a sign of salute when meeting or passing a friend, even a stranger, when in a lonely place. Show respect to all people and grovel to none.

    When you arise in the morning give thanks for the food and for the joy of living. If you see no reason for giving thanks, the fault lies only in yourself.

    Abuse no one and no thing, for abuse turns the wise ones to fools
    and robs the spirit of its vision. When it comes your time to die, be not like those whose hearts are filled with the fear of death, so that when their time comes they weep and pray for a little more time to live their lives over again in a different way. Sing your death song and die like a hero going home.” -Tecumseh

  • “He who is brave is free.” -Seneca
  • “Freedom is the last, best hope of earth.” -Abraham Lincoln
  • “We, and all others who believe in freedom as deeply as we do, would rather die on our feet than live on our knees.” -Franklin D. Roosevelt
  • “We lose ourselves when we compromise the very ideals that we fight to defend. And we honor those ideals by upholding them not when it’s easy, but when it is hard.” -President Barack Obama
  • “We will always remember. We will always be proud. We will always be prepared, so we will always be free.” -Ronald Reagan
  • “Freedom is not the right to do what we want, but what we ought. Let us have faith that right makes might and in that faith let us; to the end, dare to do our duty as we understand it.” -Abraham Lincoln
  • “The cost of freedom is always high, but Americans have always paid it. And one path we shall never choose, and that is the path of surrender, or submission.” -John F. Kennedy
  • “Surround yourself with people who take their work seriously, but not themselves, those who work hard and play hard.” -General Colin Powell
  • “Liberty, according to my metaphysics is a self-determining power in an intellectual agent. It implies thought and choice and power.” -President John Adams

US Military Housing (INFOGRAPHIC)
Help For Military Families

8 Major Benefits of a VA Loan

Military Housing Assistance Fund (MHAF) helps military families to become homeowners by helping them acquire Veterans Closing Cost Grants, but you may be wondering, “What are some of the benefits of a VA Loan?” We answer this below.

VA Loan Post Photo

1. A VA Loan requires no bottom line credit score.

2. There is a 100% cash-out refinance up to FHFA’s conforming loan limits.
3. No pre-payment penalty
4. Fixed and adjustable rate mortgages

5. A VA Loan can yield zero monthly mortgage insurance premiums.

6. There is 100% financing up to the Federal Housing Finance Agency (FHFA)
annual conforming loan limits, as adjusted by county.
7. Seller can assist with standard closing costs
8. Streamline VA to VA Interest Rate Reduction Refinance Loans.

Contact us by filling out the form on our home page for more information about securing a Veterans Closing Cost Grant for your home, now.

Information via

We doubt you need to know what a VA loan is, but we never like to make assumptions! Therefore, if you are not sure what VA Loans are, please take a moment to catch up on this explanation by Wikipedia:

“A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry). The basic intention of the VA direct home loan program is to supply home financing to eligible veterans in areas where private financing is not generally available and to help veterans purchase properties with no down payment. Eligible areas are designated by the VA as housing credit shortage areas and are generally rural areas and small cities and towns not near metropolitan or commuting areas of large cities.” Read More of This Article

United States Military Housing Infographic

We put together this Military Housing Infographic to take a look at some of the basic information, benefits, and interesting facts about the current military housing situation in the United States. Help for military home buyers and closing cost grants are available for qualified military.

Military Housing Infographic by USMHAF

Military Housing in America

Nearly half of military families state that they could not afford to purchase a home, but thanks to the United States VA Loan programs and closing cost grants for military members and veterans, we can change that. The infographic (above) simply takes a look at the VA loans program, military housing, and interesting statistics that you may not know. We hope you enjoy it, and share it with friends and family members who stand to benefit from USMHAF. This is why we exist: to help you.

Join United States Military Housing Assistance Fund on Twitter

We are also very excited to announce that with the release on this beautiful infographic, we are also getting active on Twitter for you. Please take a moment to follow us on Twitter and let’s tweet: @USMHAForg.

We recognize that our nation expects a lot from our military personnel, but we aim to give back to those men and women that protect our country and liberties. Whether you choose to interact with us on Twitter, read over the Military Housing Infographic (above), or browse our blog, we thank you for your service and hope to see you get in contact with us about applying for gift funds to assist your closing costs.

infographic designed byArrae Creative

VA Regional Loan Centers in the United State for VA Fund and Grants Info

You’ve heard of closing cost grants, va fund help, and home buying assistance for qualified Veterans, but where can you get more information? Please browse our website and contact us with questions about getting your Military Home Loan in order. If we can’t help, sometimes the best places for va fund help and home buying assistance is offline. Below we’ve listed the nine VA Regional Loan Centers in the United States, in alphabetical order for your convenience.

  • Atlanta, GA
  • Cleveland, OH
  • Denver, CO
  • Houston, TX
  • Phoenix, AZ
  • Roanoke, VA
  • St. Paul, MN
  • St. Petersburg, FL
  • Honolulu, HI –Regional Office

Mission Statement of Veterans Affairs

To fulfill President Lincoln’s promise “To care for him who shall have borne the battle, and for his widow, and his orphan” by serving and honoring the men and women who are America’s veterans.

image via Wikipedia

Basic Info on Veterans Affairs via Wikipedia

VA Fund

Before You Look Into VA Fund and Grants, Know The Basics

“The United States Department of Veterans Affairs (VA) is a government-run military veteran benefit system with Cabinet-level status. It is the United States government’s second largest department, after the United States Department of Defense. With a total 2009 budget of about $87.6 billion, VA employs nearly 280,000 people at hundreds of Veterans Affairs medical facilities, clinics, and benefits offices and is responsible for administering programs of veterans’ benefits for veterans, their families, and survivors.” For more info visit

Your Questions About Va Home Loan Lenders

James asks…

Past bankruptcy can I still use VA home loan?

how do lenders treat people with past bankruptcy trying to use the VA home loan program? Are lenders more willing to lend money if they know 80% of loan is back buy the goverment?

Admin answers:

Under a VA loan 100% is backed by the VA. The vet does not have to bring anything to the table except a few closing cost. In some instances if the Vet is smart negotiator he/she might be able to get away with paying nothing.

As far as your bankruptcy is concerned if it is past 2 years since the filing date you should be ok. The older the bankruptcy is the better off you are. Lenders follow guidelines of the investors that they sell their loans to, thus the two year from filing date requirement.

If the bankruptcy still appear on your credit report you might be asked to write a letter of explanation as to why you decided to go into bankruptcy.

The mortgage loan application ask if you have been in bankruptcy in the last 7 years and further ask for an explanation.

I hope this has been of some use to you, good luck.


Sandra asks…

which is the best VA home loan lender? trying to buy a home in NJ?

Admin answers:

There really isn’t a “best” VA lender. You want to go with a broker who can shop around to find you the best rate and terms for your VA loan.
You also want a broker who will walk you through the entire process first and explain all of your options so you know what to expect. We can refer you to lenders licensed in your state. Fill out the form on the left and don’t forget to ask about the free closing cost gift funds!

Ruth asks…

What is a wellness letter requested by the lender for VA home loans?

My husband and I are about to close on our first home. My loan officer keeps coming back to me with what seems like unnecessary document requests. The latest 1 is a wellness letter from my husband’s commander (he’s active duty Army). Does anyone know what this is and what it includes? I appreciate all the help!

Admin answers:

Mary asks…

will the current economy make it harder for me to get a home using a VA loan?

i make around 75k a year. i am an army vet and only have my car payment as any kind of current debt. with the economy in the situation its in and it becoming harder to borrow from lenders, will it affect me trying to get a home loan using the VA Loan program?

Admin answers:

Nope, VA Loans are simpler than most loans. Fill out the form on the left and we’ll refer you to a licensed lender in your state. Don’t forget to ask about Gift Funds!

Robert asks…

Do you actually have to live in a property when you are using a VA loan to purchase the home?

We are trying to buy our first home using a VA loan but a lender we spoke with today says it isn’t possible since we are still on active duty orders and won’t be moving into the home within 60 days. Is this correct or is he just blowing smoke??

Admin answers:

Absolutely. That loan is subsidized by the tax payers, it is for a home for you to live in, not an investment.

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